Design your freedom

FIRE Calculator

Financial independence is the point where your investments may be able to support your lifestyle without relying on employment income.

Current age

Current invested assets

Annual income

Annual spending

Annual investment contributions

Expected annual return (%)

Expected inflation (%)

Safe withdrawal rate (%)

Your Estimated FIRE Number

Annual spending ÷ safe withdrawal rate

0% of your FIRE number

Current savings rate0%

Amount remaining$0

Estimated time0 years

Estimated FIRE age—

Projected portfolio at FIRE$0

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Returns, inflation, withdrawal rates, and FIRE dates are estimates—not guarantees. Real-world results vary.